Next generation 100% digital online banking Innovative banking and financial solutions for individuals and professionals
Open your free bank account online in just 8 minutes. Mortgage home loan from 1.45% APR annual, high-interest savings accounts up to 3.5% gross annually, high-performance multi-fund life insurance. Licensed credit institution member of the Deposit Guarantee and Resolution Fund (FGDR).
Smart 100% digital and personalized banking solutions to achieve all your life projects and wealth goals
Benefit from a complete range of digital banking products and innovative financial services: free online bank account checking account no fees, high-interest bearing savings accounts up to 3.5%, mortgage home loan at competitive low rates, multi-fund life insurance and home contents insurance. Banking solutions perfectly tailored to individuals, self-employed, professionals and SME businesses with expert personalized support advice.
Accounts & Payment Cards
Checking account, savings account, premium bank card. Customized solutions for your financial profile with complete fee transparency.
- Bank card with no international transaction fees
- Authorized overdraft facility up to €1,000
- High-performance banking app
High-Interest Savings & Wealth Building Investment
Grow your savings optimally with our high-yield interest-bearing savings accounts up to 3.5% gross annually, high-performance multi-fund life insurance investment, Plan Épargne Logement (PEL), regulated Livret A savings account. Secure protected and tax-optimized savings investment to sustainably develop your financial wealth capital.
- Regulated Livret A savings book, LDDS, Plan Épargne Logement (PEL)
- Multi-fund life insurance investment up to 3.5% annual gross return yield
- Plan Épargne Actions (PEA) stock savings plan with reduced transaction fees from 0.99 €
Loans Credit & Financing Solutions
Realize all your life projects with our attractive competitive financing solutions credit: mortgage home loan from 1.45% APR excluding insurance, auto loan car financing, renovation loan home improvement, personal consumer loan. Free online credit simulation calculator without obligation and fast response decision within 48 business hours.
- Mortgage home loan primary residence from 1.45% APR annually over 20 years term
- Auto loan car financing new or used vehicle up to 100,000 € without down payment deposit
- Credit decision approval in principle within 48 business hours maximum
Insurance Coverage & Protection
Protect secure your valuable assets property and your family dependents with our comprehensive insurance policies home insurance contents insurance, auto insurance car insurance comprehensive coverage, health insurance medical insurance and complete comprehensive life insurance disability insurance.
- Multi-risk home contents insurance homeowners and renters from €8 per month
- Motor car insurance with no-claims bonus-malus coefficient fully transfer preserved
- Roadside breakdown assistance and towing service 24/7 round-the-clock included
Business Banking Corporate & Professionals
Specialized professional business banking solutions dedicated to entrepreneurs self-employed, freelancers independent professionals and SMEs small medium enterprises. Business corporate account, business financing company credit, electronic payment solutions card terminal and personalized business support advisory.
- Business corporate account with no monthly maintenance account fees charges
- Electronic card payment terminal contactless for complimentary free use
- Dedicated personal business relationship manager account manager
Premium Wealth Management Private Banking & Asset Advisory
Exclusive excellent banking services for discerning high-net-worth wealth clients private customers. Bespoke personalized professional wealth advisory asset planning and discreet confidential wealth management.
- Certified exclusive personal wealth advisor CGP dedicated
- Priority VIP business lounge access at international airports Priority Pass
- Exclusive premium concierge lifestyle service around the clock 24/7
Available balance
Manage your finances anytime and anywhere
Our high-performance banking app provides you with all financial services directly on your smartphone. Transfers, balance inquiries, savings planning: everything becomes intuitive and in real-time.
Contactless mobile payment
Apple Pay, Google Pay and Samsung Pay fully integrated for your cashless everyday payments
Real-time transfers
Send money amounts in seconds, 24 hours a day, 7 days a week
Intelligent financial management
Analyze your spending by category with meaningful charts and budget planning tools
Download banking app
What our customers say about us
Discover the authentic experiences of our customers who trust ALTIS BANK for their daily financial management
ALTIS BANK has revolutionized my financial management. The interface is intuitive and personalized advice helped me optimize my savings.
Excellent customer service and ultra-fast transactions. I highly recommend ALTIS BANK for its reliability and innovation.
The security of my data and the simplicity of international transfers make ALTIS BANK my first choice.
The mobile app is perfect. Managing my accounts has never been as simple and efficient as with ALTIS BANK.
Exceptional customer support available 24/7. ALTIS BANK exceeds all my expectations in terms of banking service.
"Transparent fees and competitive rates convinced me. ALTIS BANK is the bank of the future."
"Moderne interface en geavanceerde functionaliteiten. ALTIS BANK vereenvoudigt echt mijn dagelijkse financiële beheer."
"Intelligente Benachrichtigungen und personalisierte Finanzberatung. ALTIS BANK kümmert sich um meine Finanzen."
"Transferencias instantáneas y tarjetas sin contacto excepcionales. ALTIS BANK redefine la experiencia bancaria."
"Sicurezza massima e facilità d'uso. ALTIS BANK combina perfettamente innovazione e fiducia."
ALTIS BANK has revolutionized my financial management. The interface is intuitive and personalized advice helped me optimize my savings.
Excellent customer service and ultra-fast transactions. I highly recommend ALTIS BANK for its reliability and innovation.
"Detailed financial analysis and intuitive dashboards. ALTIS BANK helps me make better decisions."
"Automatisch sparen en begeleide investeringen. ALTIS BANK transformeert mijn manier van sparen en investeren."
"Virtuelle Karten für Online-Einkäufe und hervorragender Betrugsschutz. ALTIS BANK sichert meine Transaktionen."
"Créditos personalizados con condiciones transparentes. ALTIS BANK facilita la realización de mis proyectos."
"Multi-valute e cambi vantaggiosi per i miei viaggi. ALTIS BANK semplifica la mia vita di imprenditore internazionale."
"Smart budgets and personalized alerts. ALTIS BANK helps me better control my expenses."
"Toegankelijke interface en voorbeeldige online ondersteuning. ALTIS BANK maakt digitaal bankieren echt menselijk."
"Vereinfachte Vermögensverwaltung und Expertenberatung. ALTIS BANK optimiert meine Investitionen effizient."
"Hipotecas competitivas y proceso digitalizado. ALTIS BANK facilita la compra de mi primera casa."
"Innovazione costante e ascolto del cliente eccezionale. ALTIS BANK è definitivamente la banca di domani."
"Detailed financial analysis and intuitive dashboards. ALTIS BANK helps me make better decisions."
"Automatisch sparen en begeleide investeringen. ALTIS BANK transformeert mijn manier van sparen en investeren."
Choose the account model that optimally suits you
Banking services tailored to your lifestyle, with attractive terms designed to simplify your daily financial transactions.
ALTIS BANK Essential
Your everyday account
ALTIS BANK Premium
Exclusive banking benefits
ALTIS BANK Private
Bespoke wealth management
Detailed comparison of our account models
| Service features | Essential | Premium | Private |
|---|---|---|---|
| Monthly account maintenance | Free of charge | €9.90/month | €29.90/month |
| Payment card | Visa Classic | Visa Premier | World Elite Mastercard |
| Overdraft facility | €500 | €1,500 | €5,000 |
| Savings account interest | 0.5% p.a. | 2.5% p.a. | 3.5% p.a. |
| Customer care | Digital support | Personal relationship manager | Wealth manager |
| Included insurance coverage | Not included | Travel and purchase protection | Premium family protection package |
Achieve your life goals with our tailored credit solutions
Whether home financing, vehicle purchase or personal consumer needs - ALTIS BANK supports you with individually adapted financing solutions.
Credit decision in 48 hours
Complete review of your credit application with binding feedback within 48 business hours
Competitive terms
Benefit from our optimal interest rates, individually negotiated based on your creditworthiness and financial profile
Expert credit advisory
Our specialized financing advisors competently guide you through the entire credit process
Your loan in 4 transparent steps
Online loan calculator
Determine your credit capacity and calculate your monthly installments online
Credit application
Submit your complete credit application with support from our financial advisors
Credit assessment
Our credit committee reviews your application within 48 business hours
Loan disbursement
Contract signing and prompt provision of the loan amount
Taking out a loan involves a binding repayment obligation. Assess your financial capacity before commitment.
Realize your plans with just a few clicks
Determine your credit capacity, calculate your monthly installments or plan your investments. Our financial tools support you in all financial decisions.
Home Financing
Calculate your property financing and determine your maximum credit capacity
Consumer Credit
Finance your personal purchases with attractive credit terms
Wealth Building & Investment
Optimize your capital investments according to your risk profile and financial goals
Would you like individual financial advisory?
Our financial experts competently guide you through implementing your most important financial plans
Legal information: All presented financial calculations are for informational purposes only and have no legally binding effect. The calculations are based on the terms valid at the time of simulation. Credit approval is exclusively granted after positive credit assessment by ALTIS BANK.