Home Improvement Loan
Execute all your property renovation and modernization projects with tailored financing solutions. Competitive interest rates and flexible disbursement arrangements for your construction ventures.
What is a home improvement loan?
The home improvement loan finances all your home development, renovation and property improvement projects: kitchen, bathroom, thermal insulation, heating system, extension, pool...
A solution specially designed for housing, it benefits from preferential conditions and can be adapted to the pace of your work with progressive release of funds.
Financing Conditions and Credit Features
Financing Amount
Up to 100,000 euros
Depending on the scope of work
Repayment Duration
From 1 to 15 years
Duration adapted to the project
Annual Percentage Rate
From 3.2% APR*
Preferential property improvement rate
Credit Guarantee
Depending on amount
Mortgage if necessary
Main Advantages of This Credit Solution
- Advantageous Rates: Preferential conditions for property improvement work
- Progressive Release: Funds released according to work progress
- All Projects: Renovation, extension, development, equipment
- Asset Value Enhancement: Significant increase in your property asset value
- Personalized Support: Wealth management advice to optimize your project
Access Conditions and Eligibility Criteria
Project Conditions
- Work on primary or secondary residence
- Detailed quotes from qualified companies
- Compliance with building standards
- Administrative authorizations if necessary
Supporting Documents
- Invoices or quotes from professionals
- Income statements from the last 3 months
- Property title or rental agreement
- Bank statements for the last 3 months
Required Supporting Documents for Your Application
Personal Documents
- Proof of identity and residence
- Pay slips from the last 3 months
- Tax notice
- Account statements from the last 3 months
Real Estate Property
- Property title
- Property tax
- Home insurance
- Housing plans
Work Project
- Detailed signed quotes
- Detailed description of work
- Administrative authorizations
- Provisional schedule
A credit commits you and must be repaid. Carefully check your repayment capacity before committing yourself.
Important Legal Information
- *APR: Representative example: for a home improvement loan of 40,000 euros over 10 years at APR of 3.2%, you repay 120 monthly payments of 387 euros, i.e. a total amount of 46,440 euros (cost of credit: 6,440 euros).
- Release: Funds released progressively upon presentation of paid invoices.
- Work: Obligation to carry out the work in accordance with quotes.
- Guarantees: Mortgage possible depending on amount, lender's privilege.
- Insurance: Borrower insurance strongly recommended.
Bring Your Home Improvement Projects to Life
Renovate and improve your home with our dedicated loan