Mortgage Loan
Finance your major projects with our mortgage loan. Large amounts secured by your real estate property.
2.5%
APR From - Competitive Interest Rate
€500,000
Maximum Financing Amount Available
25 years
Maximum Flexible Repayment Duration
What is a mortgage loan?
A mortgage loan is a loan secured by a mortgage on a real estate property. It allows you to finance large amounts for your major projects: work, investment, loan buyback or cash flow needs.
Thanks to this real estate guarantee, you benefit from preferential conditions and extended repayment periods, adapted to high amounts.
Financing Conditions and Credit Features
Financing Amount
Up to €500,000
According to property value
Repayment Duration
From 5 to 25 years
Extended durations
Annual Percentage Rate
From 2.9% APR*
Guaranteed preferential rate
Credit Guarantee
Mortgage
On real estate property
Main Advantages of This Credit Solution
- High amounts: Up to 70% of the value of the collateral property
- Advantageous rates: Preferential conditions thanks to the mortgage
- Long durations: Up to 25 years for reduced monthly payments
- Free use: No justification required for use of funds
- Tax deduction: Deductible interest depending on your situation
Access Conditions and Eligibility Criteria
Borrower conditions
- Be owner of the mortgaged property
- Regular and sufficient income
- Available debt capacity
- Maximum age 70 at end of loan
Property conditions
- Real estate property free of mortgage
- Minimum value €150,000
- Mandatory real estate appraisal
- Home insurance required
Required Supporting Documents for Your Application
Personal documents
- Identity documents of co-borrowers
- Proof of address
- Last 3 pay slips
- Last 2 tax notices
Real estate documents
- Deed of ownership or notarial deed
- Urban planning certificate
- Recent mortgage status
- Property tax last year
Financial documents
- Last 3 account statements
- Amortization schedule of current loans
- Asset certificates
- Proof of rental income
A credit commits you and must be repaid. Carefully check your repayment capacity before committing yourself.
Important legal information
- *APR: Representative example: for a mortgage loan of €100,000 over 15 years at 3.1% APR, you repay 180 monthly installments of €694, i.e. a total amount of €124,920 (cost of credit: €24,920).
- Mortgage: Registration of a conventional mortgage on the real estate property.
- Fees: Notary fees and mortgage registration fees at your expense.
- Appraisal: Mandatory real estate valuation by certified expert.
- Discharge: Automatic discharge of mortgage after repayment.
Leverage your assets
Get the funds you need through your real estate property